5 Simple Statements About 228 loan Explained
5 Simple Statements About 228 loan Explained
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The Board evaluates a financial institution's retail banking products and solutions offered in the bank's facility-based mostly assessment regions and nationwide, as applicable, for the establishment amount as follows:
On ask for, a financial institution ought to present copies, both on paper or in digital variety suitable to the person earning the request, of the knowledge in its public file. The bank may well charge an affordable price to not exceed the price of copying and mailing (Otherwise supplied in digital form).
네이버 블로그는 개인 블로그부터 기업 블로그까지 다양한 정보를 제공합니다. 관심 있는 분야의 블로그를 구독하면 유용한 정보를 얻을 수 있습니다.
(one) For financial institutions that sustain a web site, all information and facts demanded to the lender's public file below this portion needs to be taken care of on the lender's Web site.
네이버 검색창에 원하는 키워드를 입력하면 관련 정보를 빠르게 찾아볼 수 있습니다.
(ii) While in the prior two calendar many years, the bank originated or procured outside the house the bank's facility-centered assessment parts in excess of fifty percent on the lender's property home loan loans, multifamily loans, compact organization loans, modest farm loans, and automobile loans if car loans are an item line for that bank, as described in paragraph II.a.2 of appendix A to this section.
For each of the bank's facility-primarily based assessment locations, the Assessment Region Local community Improvement Financing Benchmark measures the dollar volume of Group advancement loans and Neighborhood enhancement investments that reward or serve the ability-centered evaluation region for all huge depository institutions when compared with deposits located in the power-based assessment region for all big depository establishments, calculated pursuant to paragraph II.b of appendix B to this aspect.
The Board assessments the effects and responsiveness of the bank's Group progress loans and Neighborhood progress investments that reward or provide the nationwide place, as furnished in § 228.fifteen.
(three) The quantity and dollar volume of small business enterprise loans and little farm loans Positioned inside of Each individual facility-based mostly assessment space and retail lending evaluation area claimed through the lender plus the variety and dollar quantity of little company loans and little farm loans Found outside of the ability-centered assessment spots and retail lending evaluation regions described from the lender; and
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(B) Why it's important and ideal to amend its program during the absence of a cloth alter in situations.
Any facility-dependent assessment area, retail lending evaluation location, outside retail lending place, or other geographic spot that would be evaluated from the absence of the accepted approach, but is just not A part of an authorized strategy, will be evaluated pursuant on the functionality checks that will utilize while in the absence of the approved prepare.
(B) A sizable financial institution may modify the Retail Companies and Merchandise Examination by getting rid of a part from the test.
Pursuant to § 228.21, get more info the Retail Lending Take a look at evaluates a bank's report of helping to meet the credit rating wants of its full Neighborhood through the financial institution's origination and buy of house property finance loan loans, multifamily loans, smaller business loans, and modest farm loans.